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What is Rickets?

Here's an interesting article I found about Rickets..

Rickets is a disorder that affects children, causing poor development of the bones in the skeleton. It is usually caused by an extreme and prolonged vitamin D deficiency.

The term rickets comes from the Old English word “wrickken”, meaning to twist or bend. Rickets was common during Victorian times, but nowadays the condition is rare. Rickets in adults is known as osteomalacia or soft bones.  The rest of the article can be found here.

Add comment January 23rd, 2010

Real Reform

Real reform

I understand why insurance companies are fighting hard against any real health care reform in our country. The fundamental purpose of a health insurance company is to make a profit. Is it any wonder that they deny care and coverage, rescind coverage and charge high premiums? They don't want to see any kind of reform, such as a single payer system, which would put them out of the picture.

What baffles me is why ordinary citizens aren't en masse asking for real changes. We don't seem to get that we are pawns of the insurance companies in this profit-driven health care system. People worry that they won't have a choice in providers. Do we really have that choice now? How many of us have insurance that will only cover services provided by the insurance company's “preferred providers”? People worry that care will be rationed. Health care is already rationed based on job status, income level and even health status. How many of us have lost a job and therefore lost the insurance that went with that job. When we go searching for independent insurance coverage, we discover that there is nothing affordable. And if you have a “pre-existing condition” most insurance companies won't cover you, even if you can afford the premiums.

There is an answer to all of this: a single payer, not-for-profit system. For the first time ever, single payer legislation will be debated and voted on by Congress. However, most of us have not heard about this because insurance companies are a huge lobby in Washington.

Under a single-payer system, everyone would be covered, regardless of income, job status, age or health status. You could go to any physician you want without having to worry about co-payments, deductibles or premiums. All health related services are covered, including doctor visits, hospital stays, prescription drugs, long-term care, dental care, and mental health care.

The U.S. is the only prominent country in the world that does not have universal health care. The pay for the CEO of United Health Group in 2005 was $122.7 million. His salary that year could insure 34,000 people. That just makes me sick. I'd much rather have my hard earned money going towards providing access to health care for all people than going towards making huge profits for some CEO.

Add comment November 9th, 2009

Insurance agents and the sluggish economy

Article by: Brian Barrier ~ Med South Health Plans

We all know that the economy has almost totally tanked. If you have money and are investing it, you probably think the economy is making a comeback. I hate to let you in on a little secret, but you better get ready for a serious plunge. Now, I'm not a negative person by any stretch of the imagination. But I do feel like I am responsible to let my fellow insurance agents know when something big is going to happen in the marketplace. Take your money and run!! The market is going to make another steep downturn soon and people that stay in the stockmarket are really going to suffer. The good news is that there has always been opportunity when this kind of thing happens. What I am suggesting to you is that you should create yourself an online sales center for insurance. It doesn't matter if you're selling health insurance, life insurance, annuities, med supp or any other kind of insurance. You can set yourself up now to really prosper over the next year or so. How? Well, let me just tell you. First of all you need to become appointed with insurance companies that offer online applications. If you take the time to learn internet selling now, then you can beat the rush of agents that will eventually be forced into this arena. By the time they get there, you'll be so far ahead of the game that you can always stay on top. At Med South Health and Life, we are currently implementing a system which allows agents to sell health insurance totally online. A real-time internet lead comes in, our computerized, automated phone dialer system calls the number instantly, and BAM! We get the customer before any of the other agents have a chance. You can also team up with companies that give you an affiliate link so you can put that on your own website and promote it. That's a great way to build a 24 hour cash machine! If you'd like to see an example, just go to www.healthinsurancemall.net. That's the site that we promote which allows consumers to compare plans from multiple carriers, get quotes and even apply for coverage online instantly! It's really very simple to do, you just need a little start-up cash to promote the site. If you are interested in getting a high commission contract with any of our carriers, go to www.medsouthagents.com and click the contact us page. If you would like to see other examples of sites you can go to www.affordablehealthinsurancequotes.us , www.brianbarrier.com , www.healthassurancenetwork.com or www.assurancenetwork.net. There are many ways for you to prosper during these tough times if you are willing to put in a little time setting up a few very simple websites and spend a little bit of money. Don't worry, if you can't figure it all out, feel free to contact me and I'll be glad to help. Don't wait until it's too late. Get your business in high gear today so you'll be prepared for tomorrow.

Add comment November 7th, 2009

Flash Points in Health Bill…

Below is an stimulating article I found related to the current debate about the new Health Bill.

By JANET ADAMY

WASHINGTON — House Democrats are wrestling with how their health-care bill will deal with abortion and immigration issues as they prepare to bring the bill to the floor as soon as Friday.

Democratic leaders in the House warned members that debate on the floor may stretch through the weekend and into next week so the House can vote on the bill before the Nov. 11 Veterans Day holiday. After critics attacked an earlier draft of the health bill during the August recess, Democrats are wary of letting it languish during a break.

Burris

United Pressphoto International

Sen. Roland Burris, Illinois Democrat, prepares to speak Monday about the proposed health-care overhaul at Stroger Hospital in Chicago.

House leaders unveiled their revised 1,990-page bill last week after months of negotiations. The $1.055 trillion measure would expand health insurance to 36 million Americans and create a new government health-insurance plan to compete with private insurers, among other things.

But Democrats are still trying to reach a final agreement on how the bill addresses funding for abortions and insurance coverage for immigrants.

Check out the whole article here.

 

Add comment November 3rd, 2009

Health Insurance & Pre-Existing Conditions

An awesome article I found for people with pre-existing health conditions.   A snippet from the article is below along with a link directly to the article.

Health Insurance & Pre-Existing Conditions

Do you have a pre-existing health condition? Have you been looking for insurance? Perhaps you’ve just moved from one job to another and are finally able to get health insurance through your employer, but you weren’t previously insured and you’ve been under treatment for some health-related concern in this period. At this point, it can be a tough process to find insurance once you’ve already proven that you need the insurance. After all, the risk you pose to the insurer has just gone up. Frankly, insurers prefer to insure people who are not likely to NEED the insurance.

Find a link to the whole article here.

http://www.insuranceguide101.com/health-insurance/pre-existing-conditions-health-insurance.aspx

Add comment November 1st, 2009


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